Solutions for You and Your Family at First Eastern Investments Limited

When considering solutions available to individuals and families, we take a holistic view of the market. No matter what solution we offer, we will try our best to choose the solution that best suits your specific needs.

First Eastern Investments Limited provides an extensive range of wealth and planning services.


Life Driven Plan

The First Eastern Investments Limited Life Driven Plan is a specially designed process that is central to financial planning and guided by the circumstance of your unique life.

As part of formulating the plan, we take time to get to know you well, your background, values, aims and objectives so that we can put your money to its best use. By doing this, we aim to shift the central value proposition from merely a return on your investments to a return on your overall life.

We help you answer frequently asked questions such as:

  • How much do we need to enjoy life the way we want?
  • Will we outlive our money?
  • Have we made the most of our assets?
  • Can we help our children in the manner we would like?
  • Will we able to realise our financial goals?
  • Is my family covered if something unexpected was to occur?
  • Are we doing well?

The Life Driven Plan includes:

Your views and philosophies about achieving the Return on Life, with ideas as to how you can take steps towards achieving your personal goals.

The Lifetime Cashflow planning forecasts that can then be used as a benchmark when making decisions.

A list of actions to take which will move you closer to achieving your financial objectives.

A comprehensive investment strategy to make sure that your money is working as hard as it can.

Tax breakdown – to help you to understand potential tax implications and what we can do to alleviate this if needed.

Protection evaluation – understanding the gaps in family protection and proposals to improve it.

Where appropriate, it also includes:

Existing investment review – if you already own investments, we can review these to check that they are in line with your declared risk profile, investment objectives and to ensure your overall finances are as cost-efficient as possible.

  • Will we outlive our money?
  • Have we made the most of our assets?
  • Can we help our children in the manner we would like?
  • Will we able to realise our financial goals?
  • Is my family covered if something unexpected was to occur?
  • Are we doing well?

Discovery is an amalgamation of a series of questions that help us to get to know you better and understand what really matters to you.

We consider your outlook and opinions on what money means to you and what you want it to achieve. We look at what past experiences have shaped your financial perspective and how your money can be best utilised to bring you closer to achieving your best possible life.

During the Discovery stage, we will also finalise the financial information which is needed for the next stage.

Taking the information from the previous stage, we create a visual illustration of how your financial situation will develop using your current and expected financial circumstances.

At this time, we will look at “what happens” scenarios to represent situations such as “what happens if I am no longer working?”, “what happens if I move overseas?”, “what happens if I want to change my life entirely?” and so on.

Lifetime Cashflow Planning will help to identify other measures that may require implementing in order to realise your objectives as well as setting a benchmark to evaluate progress over time.

From Discovery in the initial stage, we now have an understanding of what genuinely matters to you, and from Lifetime Cashflow Planning in the previous stage, we can see the present and projected outcomes based on your financial situation.

This information is then collated to construct a unique, individual Life Driven Plan to fit you.

Once the action points to put into practice have been agreed on, we will take care of all of the administration and documentation that is needed to put you on to the road to financial security and long-term success.

Life tends to get in the way of best-laid out plans and as such, a regular review of your Life Driven Plan is extremely important. A regular review enables us to prepare for changes in your life and plan ahead to prepare for them ahead of time.